80190140##

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Telephone fraud is something that has been around for a very long time, with new scams coming out all the time. However, there are a handful of things that you should look at for, which makes it fairly to easily identify when someone is trying to scam you. One of the most common types of fraud over the telephone is when the caller states that the recipient of the call has won something. This may be something such as a free cruise, a cash payment, or something else that would be of value. This is meant to entice and excite the person receiving the call, which opens the door for their scam. Most times when this type of phone call occurs, the caller will state that in order to process the award, the winner of said prize will have to pay a certain amount of money. The caller may say that the payment is for shipping, or is some sort of down payment that will be reimbursed at a later date. They may also ask for personal information, which is often used when a scammer wants to steal an identity. The bottom line is, if you get a call that seems too good to be true, there is a very good chance you should follow your intuition and hang up the call. Another scam that is fairly common is when a caller tries to get donations for a specific charity. The goal in the eyes of the scammer is to get an individual to think they are doing a good thing by making a donation to charity. However, the scammer is simply taking the money for themselves and most of the time the individual making the donation has no idea. If you get a call over the phone and are interested in placing a donation to a charity, it is always advisable to get online and verify the charity is legit. One of the great things about the internet is the fact that you can usually find out whether a phone call is a scam or not fairly easily. If you get a suspicious call and think you might be getting scammed, the first thing you should do is to get on Google and look up the exact story you are being told over the phone. Chances are, if the call is indeed a scam, you will find many posts online from other people that have gotten similar phone calls and have reported them as a scam.